A Brand New Recharge & AEPS ,Cash Deposit,Micro ATM, DMT Service
B2B Service ,Software,All Business API Provider
Your Ultimate Fintech API Partner is Here!
Who We Are?
ICCHHAMATI DATA SERVICE PVT. LTD. is a leading fintech service provider dedicated to delivering fast, secure, and reliable digital solutions across India. We specialize in offering a comprehensive suite of services including Mobile and DTH Recharge, AEPS (Aadhaar Enabled Payment System), BBPS (Bharat Bill Payment System), PAN Card Services, and more—empowering retailers and businesses with robust digital tools.
With a growing network of 5,00000+ retailers, we provide both Retailer ID-based services and API integrations, enabling seamless transactions for end-users and scalable business solutions for partners. Our platform is designed for maximum uptime, speed, and security, ensuring smooth financial operations for our clients.
At ICCHHAMATI DATA SERVICE PVT. LTD., we aim to bridge the digital divide by providing accessible and innovative fintech solutions to every corner of the nation. Whether you’re a startup, MSME, or an enterprise looking for reliable APIs or a retailer seeking to expand your service portfolio, we have the right solution tailored for you.
Delivering top-tier service as your trusted API solutions partner
Our user-friendly APIs are designed to help you build and launch quickly. Seamlessly integrate them to unlock the full potential of our platform.
Clear API Documentation
Consistent & Predictable
User-friendly APIs
Support system
eNACH: Revolutionizing Recurring Payments with Efficiency, Security, and Sustainability
The Electronic National Automated Clearing House (eNACH) streamlines recurring payments through a secure, digital platform. It ensures timely deductions, eliminating manual payments, late fees, and service disruptions. For businesses, it boosts efficiency, improves cash flow predictability, and reduces administrative tasks. eNACH enhances security with encryption, minimizes fraud, and supports sustainability by cutting paper use. Customers benefit from online mandate authorization, saving time and effort. Real-time updates and automation reduce errors and costs, making it a cost-effective solution. Overall, eNACH promotes financial discipline, operational ease, and eco-friendly practices in today’s digital economy.
AEPS: Revolutionizing Banking with Aadhaar-Based Secure Transactions
Aadhaar Enabled Payment System (AEPS) allows bank customers to perform basic financial transactions using their Aadhaar number and biometric authentication. AEPS enables services like cash withdrawal, balance inquiry, fund transfer, and mini statements without the need for a debit card or PIN. It boosts financial inclusion, especially in rural areas, by offering banking access through micro-ATMs and banking correspondents. AEPS ensures secure, paperless, and convenient transactions while reducing dependency on physical banking infrastructure. It supports real-time processing, lowers operational costs, and empowers users with fast, accessible digital financial services across India.
Payment Gateway: Enabling Secure and Seamless Online Transactions
A payment gateway is a digital service that securely authorizes and processes online payments for businesses and consumers. It supports various payment methods, including credit/debit cards, UPI, net banking, and wallets, ensuring fast and reliable transactions. Payment gateways enhance user experience with real-time processing, fraud detection, and encryption for data protection. For businesses, they boost sales by enabling 24/7 transactions, reducing cart abandonment, and supporting global payments. Integration is simple, and analytics tools help track performance. Payment gateways are essential for e-commerce growth, offering a secure, convenient, and efficient digital payment solution.
EMI (Equated Monthly Installment) Payment API
Integrating an EMI (Equated Monthly Installment) Payment API offers numerous benefits to businesses and customers alike. It enables seamless, real-time EMI conversion options at checkout, enhancing customer convenience and boosting sales. Customers can split high-value purchases into affordable installments, increasing purchasing power and reducing cart abandonment. For businesses, this integration improves cash flow, customer satisfaction, and retention. It also provides better tracking and reporting tools for EMI transactions. EMI APIs support various banks and financial institutions, making them flexible and scalable for different platforms. Overall, it simplifies the payment process and drives business growth efficiently.
Services We Offer
Virtual QR and Account API
Allows businesses to instantly receive funds from users’ UPI addresses using secure, real-time, and scalable infrastructure.
DMT API (Domestic Money Transfer)
Facilitates instant money transfers to any bank account across India using mobile number verification and beneficiary details.
UPI Payout API
Allows businesses to instantly transfer funds to users’ UPI addresses using secure, real-time, and scalable payout infrastructure.
PAN Card API
Provides real-time PAN verification and submission services, enabling secure PAN card applications or validation for financial institutions.
eKYC API
Enables electronic verification of identity using Aadhaar and biometric/OTP methods, streamlining customer onboarding and compliance processes.
All Insurance API
Offers access to various insurance services like buying, renewal, and status checks for health, vehicle, and life policies.
Payment Gateway API
Allows merchants to accept online payments via cards, UPI, wallets, or net banking through a secure transaction environment.
Recharge API
Supports recharges for mobile, DTH, and data cards across all operators with quick response and secure payment integration.
BBPS API (Bharat Bill Payment System)
Enables unified bill payments for utilities like electricity, water, gas, broadband, and more through a central platform.
AEPS API (Aadhaar Enabled Payment System)
Allows Aadhaar-based financial transactions like cash withdrawal, balance inquiry, and fund transfer using biometric authentication.
Payment Collections API
Generates dynamic/static QR codes to collect payments via UPI from customers, ideal for offline or small merchants.
Payout API
Provides instant (IMPS) or scheduled (NEFT) bank transfers to individuals or vendors directly from your business account.